Access to cash

Anytime you need it

No interest

No penalties

Just a 5% fee

Why TodayPay?

Car problems?

Too many bills at once?

Don’t have enough to split dinner?

Avoiding friends you borrowed money from?

Want to avoid the dreaded payment declined?

Register Today

No interest, no penalties, no credit checks. TodayPay helps you avoid the awkward money conversations with friends and lets you walk to the cashier with confidence. We are here to help you when you run out of cash before your next pay day.

Cash boost

How much do you need?

TodayPay doesn't conduct credit checks. Instead, our artificial intelligence system named "Adam" evaluates your financial situation, including your income and spending patterns, to determine your eligibility for a loan. Depending on your pay schedule, you can receive a loan for either 7 or 14 days. If Adam determines that you meet the criteria, TodayPay will offer you up to three options dependant on your income: $100, $150, or $200.

How it works

3 simple steps

Step 1

Download and registration

The first step is for the user to download the app onto their iPhone or Android device. Once downloaded, they need to register and create an account by providing their personal information such as name, address, email, and phone number.

Step 2

Approval

After registration, the user's application will be reviewed by the app's Ai called “Adam”. If the user meets the requirements and passes the necessary checks, they will be approved and granted access to the app's features, including the cash boost option.

Step 3

Cash Boost and repayment

Once approved, the user can use the cash boost option to borrow money from the app. They can collect the money and use it for whatever purpose they need. On their next payday, the app will automatically deduct the loan amount plus a 5% software fee from the user's account.